Solusiku - Trusted Fund 5.0.3.0

PT Anugerah Digital Indonesia operates as a digital credit service provider, adhering to the regulations established by the Republic of Indonesia and the OJK with the registration number KEP-28/D.05/2021. Their product, Solusiku, is designed to uphold user integrity and quality service while utilizing innovative data technologies to cater to a diverse clientele, particularly those lacking access to traditional financial services.

Solusiku streamlines the loan application process, allowing users to apply and complete their requests remotely at any time. This service is enhanced to eliminate the cumbersome manual review process typically associated with conventional financial institutions, enabling expedited fund disbursement upon loan approval.

Loan Process:

1. Download and install the Solusiku application from the Google Play Store.
2. Create an account and log in using your mobile phone number.
3. Accurately upload all required information.
4. Await approval of your loan application.
5. Receive instant disbursement upon approval.
6. Applicants must be Indonesian residents aged 18 or older.
7. For unsecured loans, only a KTP (Identity Card) is necessary for application through Solusiku’s smart credit services.

Application Description:

• Service Fee: 10% with no additional charges.
• Tenure Range: Minimum of 91 days up to a maximum of 360 days, with flexible installment options.
• Loan Range: Rp. 1,800,000 to Rp. 100,000,000 depending on user requirements.
• Interest Rate: Daily rates between 0.1% and 0.166%, translating to an APR of 15.1% to 36%.

An example for a standard 91-day loan of Rp. 1,800,000 demonstrates a total repayment amount: after deducting the 10% service fee, the total owed becomes Rp. 2,071,908. This total is then divided into three equal installments over the loan term.

Repayment Schedule:

1. The first installment is due on day 30: Amount payable = Rp. 89,640.
2. The second installment is due on day 61: Amount payable = Rp. 92,628.
3. The third installment is settled on day 91: Amount payable = Rp. 89,640.

Convenient Repayment Options:

Solusiku facilitates digital credit lines, allowing users to make payments from home at their convenience. Repayments can be executed through various channels such as Bank Virtual Accounts (e.g., Bank Permata, Bank Mandiri), ATMs, Online Banking, Mobile Banking, and Convenience Stores. Payments are automatically processed and updated in the user’s loan information upon execution.

Contact Information:

• Customer Service Number: 021 5092 8925
• Email: [email protected]
• Address: Cyber 2 Tower, Jl. HR Rasuna Said Blok X-5 Kav. 13, Kel. Kuningan Timur, Kec. Setiabudi, Jakarta Selatan, DKI Jakarta, 12950
• Customer Service Hours: Monday-Sunday: 08:30 - 17:30
• Website: https://www.solusi-ku.id/
• Facebook: https://www.facebook.com/solusiku.id/